JPMorgan Chase has really come up with a new trick by reviewing every transaction on Zelle. After all, who wants to be associated with the word ‘fraud’? It’s no surprise that the bank is worried about its reputation. However, this is understandable since social media is full of various ‘buy-sell’ activities. How can one be careful enough? But whether this measure will mistakenly hurt the innocent remains to be seen, as there seems to be an insurmountable gap between ‘safety’ and ‘convenience’.